Text 2

Misusing material wealth, etc. is opposed to bhakti. Śrīmad-Bhāgavatam (3.9.6) states:

तावद् भयं द्रविण-देह-सुहृन्-निमित्तं शोकः स्पृहा परिभवो विपुलश् च लोभः
तावन् ममेत्य् असद्-अवग्रह आर्ति-मूलं यावन् न ते’ङ्घ्रिम् अभयं प्रवृणीत लोकः

tāvad bhayaṃ draviṇa-deha-suhṛn-nimittaṃ śokaḥ spṛhā paribhavo vipulaś ca lobhaḥ
tāvan mamety asad-avagraha ārti-mūlaṃ yāvan na te’ṅghrim abhayaṃ pravṛṇīta lokaḥ

As long as a person does not take shelter of Your lotus feet, which remove all kinds of fear, he will be tormented by anxiety, sorrow, hankering, wretchedness, extreme greed and so forth caused by wealth, home, friends and relatives. He will maintain the misconception of ‘I’ and ‘mine’, which is the sole cause of unhappiness.

द्रव्य-देह-सुहृन्-निमित्त शोक भय
स्पृहा पराभव आर लोभ अतिशय

dravya-deha-suhṛn-nimitta śoka bhaya
spṛhā parābhava āra lobha atiśaya

आमि मम आर्ति-मूल असत्-आशय
यत दिन नहे तव पाद-पद्माश्रय

āmi mama ārti-mūla asat-āśaya
yata dina nahe tava pāda-padmāśraya

Commentary: Bhajana-rahasya-vṛtti:

Persons who have never heard hari-kathā are not inclined to serve Śrī Hari. They use their time, wealth and energ y in mundane activities and maintain the misconception that “I am the enjoyer”. They will suffer due to their inclination to enjoy. In other words, although they are in distress, they still endeavour to obtain that which is unrelated to Śrī Kṛṣṇa. The sole cause of this is illusion. Forgetting that Kṛṣṇa is their only near and dear friend, they establish friendship with persons averse to Śrī Kṛṣṇa and remain fearful of the devotees. It is only by the merciful disposition of Hari, Guru and Vaiṣṇavas that the living entity can be delivered from these sufferings and the desire to serve the Supreme Lord can arise in his heart. In other words, the inclination to serve Śrī Bhagavān will manifest in his heart. The living entity then realises his own intrinsic nature, as well as the instrinsic natures of the Supreme Lord and the illusory energ y, and engages all his senses in serving Hari, Guru and Vaiṣṇavas.

Śrīla Bhaktivinoda Ṭhākura sings in Śaraṇāgati (Ātma-nivedana, Song 8):

ātma-nivedana, tuyā pade kari, hainu parama sukhī
duḥkha dūre gela, cintā nā rahila, caudike ānanda dekhī

By surrendering myself to Your lotus feet I have become supremely happy. All suffering has gone far away and I have no more worries. Now I see happiness in all directions.